Paul Copeland
NWFL Realty Not just a house...a home!
Paul Copeland

Florida First-Time Homebuyer Wizard


HOMEBUYERS - First Time Homebuyer Program
The First Time Homebuyer Program makes purchasing a home more affordable for low-to-moderate income families and individuals by offering fixed, low-interest rate mortgage loans. In addition, Florida Housing also offers down payment and closing costs assistance to eligible borrowers, which can greatly reduce the out of pocket expense to the buyer.

Use the 
First Time Homebuyer Wizard to learn more about the program and to find out if you qualify. 

 

 

 
  
 
Downpayment Assistance
  
 

Saving enough money to cover the required down payment and closing costs for the purchase of a home is one of the biggest hurdles that potential first time homebuyers face. Therefore, in conjunction with the First Time Homebuyer Program, Florida Housing offers two down payment and closing cost assistance programs in the form of second mortgage loans and one in the form of an up front cash assistance to help eligible homebuyers cover their down payment and closing costs.


Downpayment Assistance
Programs (Click on link for full description)
Offers Up To*:
FLORIDA ASSIST PROGRAM    $10,000- Targets applicants with annual incomes at or below 80% Area Median Income (AMI)
HOMEOWNERSHIP ASSISTANCE FOR MODERATE
INCOME (HAMI) LOAN
$5,000-Targets applicants with moderate incomes

*Income Restrictions Apply

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